1. A Social-Networking App (Facebook, Twitter, etc.)
Many of us make regular use of "social 2.0" applications/sites/services, whether for work, pleasure, or both. Apps specifically tailored to the iPhone's form factor will be a lot easier to work with on the phone than the site's default Web page accessed through the mobile browser.
2. An eReading app (for eBooks)
Quite obviously, the iPhone is smaller than an iPad, a Kindle, or a Nook. So it might not be your first or even second choice for extended reading. But if you're already carrying an iPhone anyway, it can't hurt to be ready to read e-books in your spare moments, instead of gaming or instant messaging (IMing).
Popular e-book apps for the iPhone include Apple's own iBooks, Kindle for iPhone, and Overdrive, an app used by many public libraries.
3. A GPS (or other) Route Mapper
If you're a fitness or sports type, you probably don't need me to sell you on this. But even if you simply do a bunch of walking, driving or traveling, these can be highly useful.
4. A Photography App
Apple's built-in Camera app isn't bad, and the new version for iOS 5 brings many new features. But what if you like to edit and share photos, or if you simply want features that Camera doesn't include? Well, then, consider downloading one or more photography apps. You can put several on your phone, and they'll all work with the same pool of photos.
5. Voice, Text, and/or Video Chat App(s)
Lots of people use their iPhones for real-time chat over the Internet, whether through voice, IM, or video conferencing. Although the iPhone includes a Phone app (and iOS comes with the new iMessage app), you might want to expand your choices through additional app(s).
6. A Flashlight App
Yes, it might seem like a lot of overkill to use your much costlier iPhone like a three-dollar mini-flashlight. But why tote a (physical) flashlight along with you when you own an iPhone?
Flashlight apps can suddenly come in handy more often than you might think. These apps are great for when you're looking for the right key or something you dropped in the dark -- or when you're trying to read a map or directions while sitting in a car.
7. QR and/or Bar Code Scanner
Two-dimensional QR ("Quick Response") bar codes are showing up on more and more products, as well as in newspapers, books, TV ads, and posters at travel spots. Typically, these QR codes include a URL for accessing a Web site which will give you expanded information about the product you own or what you see advertised. A QR app for your iPhone will take your browser there.
8. A Password-Security App
You're probably not carrying as many sensitive files on your iPhone as on an iPad or notebook. Yet the apps you've loaded on to your phone, and the web sites you've accessed from it, could include your bank, Amazon, eBay, and a whole lot more.
9. An App for taking credit card numbers by iPhone
An app like this can come in handy for more than just selling crafts at a flea market on a Sunday afternoon. If you're a small business owner, you might want one of these.
10. Your Favorite Type of App Herp
In browsing through the App Store, you're sure to encounter, try out and use much more than these ten types of apps. Depending on your tastes, your own favorites might turn out to include music/radio apps like Pandora and TuneRadio; news aggregators like Pulse or FlipBoard; dining and travel aids like Yelp and TripIt; streaming entertainment services such as NetFlix or Hulu Plus...The list goes on almost endlessly. (from http://www.brighthand.com/default.asp?newsID=18331&news=Top+iPhone+apps+useful+Fun+Apple+Software)
More topics you may like:
How to remove DRM and put WMA Songs to iPhone
Convert DRM iTunes TV Rentals to iPhone
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